Medicare4U
a division of Gardner & Company

About Us

Our Mission

Medicare4U

a division of Gardner & Company

Title

Subtitle

• Bill Gardner
• Andrew Gardner
• Will Moody
• Debbie Bonafede
• Michele Johnston

Our mission is to educate and empower our clients so they can avoid common mistakes and fully utilize the benefits to which they're entitled.

There are many pitfalls that pose a risk to the average Medicare subscriber, including but not limited to:

• Medicare "Lock-In"
• Avoiding any potential penalties ($)
• Protecting yourself in the coverage gap (Doughnut Hole)
• Possible exclusion of pre-existing conditions

Taking this into consideration, it is imperative that you get advice from "The Medicare Guy" before you make a decision.

"HELPING OUR CLIENTS

KEEP THEIR PROMISES'

Since 1974, Gardner & Company has been assisting clients in obtaining and retaining both group and individual insurance benefits. Whether it's health, life or dental insurance, disability income protection or complicated government programs like Medicare or Medicaid, our knowledgeable and experienced staff has been a trusted presence in the community for decades.

With the inception of Medicare part D in 2006, navigating Medicare choices became a much more complicated task. We took this need to heart and formed a new division of our company - Medicare4U - with our clients' Medicare needs at its center. Located in North Florida, we build lasting relationships with our clients as we create security by functioning as their personal Medicare advocates.